Specialty Accounts

Community First offers a variety of specialty accounts so you can bank at one location.

Requirements at Account Opening:

  • Legal documentation appointing Conservator
    • Letters of Conservatorship or Certificate of Appointment
  • For Ward:
    • Social Security Number
    • Date of Birth
  • For Conservator:
    • Social Security Number
    • Date of Birth
    • Mother’s Maiden Name
    • Physical Address
    • Government Issued Photo ID

Requirements at Account Opening:

  • Letters of Authority for Personal Representative OR Letters of Testamentary/ Letters of Administration
  • IRS Letter with EIN
  • For Executor:
    • Social Security Number
    • Date of Birth
    • Mother’s Maiden Name
    • Physical Address
    • Government Issued Photo ID
  • Power of Attorney documents
    • Must be signed and notarized or witnessed by two individuals not listed in documents
  • Durable Power of Attorney Acknowledgement of Responsibilities
  • For Power of Attorney:
    • Government Issued Photo ID
  • For Account Owner:
    • Social Security Number
    • Date of Birth
    • Mother’s Maiden Name
    • Physical Address
    • Government Issued Photo ID
  • Certificate of Trust
  • IRS Letter with EIN (if applicable)
  • For ALL Trustees:
    • Social Security Number
    • Date of Birth
    • Mother’s Maiden Name
    • Physical Address
    • Government Issued Photo ID

Requirements at Account Opening:

  • How is the church organized?
    • See Corporation requirements OR
    • See Unincorporated Association/ Nonprofit Organization (Club) requirements
  • Signed meeting minutes stating the following:
    • Account can be open at Community First FCU
    • Individuals on account
  • Legal documentation appointing Guardian
    • Letters of Guardianship or Certificate of Appointment
  • For Ward:
    • Social Security Number
    • Date of Birth
  • For Guardian:
    • Social Security Number
    • Date of Birth
    • Mother’s Maiden Name
    • Physical Address
    • Government Issued Photo ID
  • Letter of Representative Payee Appointment OR Current US Treasury Check reflecting Representative Payee relationship
  • For Beneficiary:
    • Social Security Number
    • Date of Birth
  • For Representative Payee:
    • Social Security Number
    • Date of Birth
    • Mother’s Maiden Name
    • Physical Address
    • Government Issued Photo ID


Howard City Branch CLOSED Thursday, 2/20. Due to an internet outage, our Howard City branch is closed. As a result, our Digital Drive-Thru (DDT) and ATMs at this location are also unavailable. Our Mobile ATM is parked and available for walk-up ATM services only. However, please note that our other branches, DDTs, and ATMs are still available for your convenience. We apologize for any inconvenience this may cause and appreciate your understanding. Thank you!