Free Kasasa Cash® Checking : Community First Federal Credit Union

Free Kasasa Cash^® Checking

Enjoy free checking that pays. Earn high dividend earnings and refunds on ATM withdrawal fees, nationwide.* 

Free checking that pays high interest
5.00% APY* on balances up to $25,000
5.00% to 0.50% APY on balances over $25,000 depending on balance in account* 
0.05% APY* on all balances if qualifications aren’t met 
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)* 
Links to free Kasasa Saver® to build savings automatically  
No minimum balance to earn rewards 
No monthly maintenance fee 
$25 minimum deposit to open

Qualifications to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle: 

At least 12 debit card purchases
At least 1 direct deposit or ACH payment transaction
Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.

*Kasasa Cash Disclaimer

 Free Kasasa Cash Back® Checking  

Choose this free checking account that pays cash back on debit card purchases — plus refunds on ATM withdrawal fees.^

Free checking that pays you back 
Get 5.00% cash back on debit card purchases^{^} 
No category restrictions on purchases 
Cash back earned on as much as $200 in purchases monthly
Earn as much as $120 cash back per year, $10 per month^{^} 
Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^{^} 
Links to free Kasasa Saver® to build savings automatically
No minimum balance to earn rewards
No monthly maintenance fee 
$25 minimum deposit to open

Qualifications to Earn Cash Back

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle:

At least 12 debit card purchases
At least 1 direct deposit or ACH payment transaction
Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify. 

^Kasasa Cash Back Disclaimer

 Free Kasasa Saver®

Link this free account to your Kasasa® checking — and build savings automatically while earning high interest.

Free account that builds your savings effortlessly
Links to free Kasasa Cash® or Kasasa Cash Back® checking
Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
2.00% APY^‡ on balances as much as $100,000
2.00% to 0.50% APY on balances over $100,000 depending on balance in account^‡
0.05% APY^‡ on all balances if qualifications are not met in Kasasa Cash or Kasasa Cash Back
No monthly maintenance fee
No minimum balance to earn rewards
$0 minimum deposit to open

Qualifications to Earn the Higher Rate

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

At least 12 debit card purchases
At least 1 direct deposit or ACH payment transaction
Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify. 

‡Kasasa Saver Disclaimer 

Best For	High Interest	Cash Back
Account	Free Kasasa Cash® Checking	Kasasa Cash Back® Checking
Monthly Rewards	– 5.00% APY* on balances as much as $25,000  – 5.00% to 1.40% APY on balances over $25,000 depending on balance in account* – 0.05% APY* on all balances if qualifications aren’t met – No minimum balance to earn rewards – No monthly maintenance fee	– 5.00% cash back on debit card purchases^{^} – Cash back earned on as much as $200 in purchases monthly^{^} – Earn as much as $120 cash back per year, $10 per month^{^} – No minimum balance to earn rewards  – No monthly maintenance fee
Monthly Maintenance Fee	$0	$0
Refunds on ATM Withdrawal Fees	Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*	Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^{^}
Free Online & Mobile Banking Access?	✔	✔
Free Debit Card?	✔	✔
Minimum Deposit to Open	$25	$25

Kasasa Cash Disclosure
Kasasa Cash with Saver Disclosure
Kasasa Cash Back Disclosure
Kasasa Cash Back with Saver Disclosure