About Us

Community First Federal Credit Union was founded by Alfred and Jean Nienhuis in Lakeview, Michigan on June 27th, 1985.

We opened our second branch in Howard City, Michigan in 2009. Shortly after, our Trufant branch opened in Trufant, Michigan in 2012. In 2018, our fourth branch opened in Morley, Michigan.

The success of Community First Federal Credit Union is driven by the wonderful communities that we serve.

We are Community First. Community Strong.

For a full financial report of Community First Federal Credit Union, visit NCUA.gov and enter charter number 24199.

“Amazing People Creating Financial Freedom.”

Membership and Account Agreement


Howard City Branch CLOSED Thursday, 2/20. Due to an internet outage, our Howard City branch is closed. As a result, our Digital Drive-Thru (DDT) and ATMs at this location are also unavailable. Our Mobile ATM is parked and available for walk-up ATM services only. However, please note that our other branches, DDTs, and ATMs are still available for your convenience. We apologize for any inconvenience this may cause and appreciate your understanding. Thank you!